1. The competition is open to all UK residents over the age of 18 with a permanent UK address and a (valid passport with at least six months validity from the date of departure) except employees of Saga Group Limited, IPC Media, their families or anyone connected with the competition.
2. First prize is a choice of either:
• 10 nights (including 2 nights aboard aircraft) at the Nexus Resort Oceanville Wing, Malaysia, for two people full board.  (Excludes the following departure dates:  Mar 9-31, Sept 27-Oct31, Dec 3-9)
•  or
• 11 nights on the Land of the Pharaohs tour, Egypt, for two people full board (Excludes the following departure dates Mar 20, Apr 3, Apr 14, Apr 17).

For further details of the holidays, please visit www.saga.co.uk or call 0800 300 456

1. All prizes must be accepted as offered.
2. All prize details and prices are correct at time of going to press.
3. While every effort if made to ensure all prize details are correct at time of going to press, we cannot be held responsible for incorrect prize details supplied by supplier. 
4. The competition requires 750 words to be submitted for a story competition.  Entries will be accepted by post or e-mail.
5. Prizes will be presented at the Southampton Boat Show 2005.
6. Competitions winners will be expected to cooperate fully with post-event publicity arising as a result of winning the competition including attendance at the Southampton Boat Show in September.
7. Illegible entries will not be accepted, nor will telephone entries. Competition entries will not be returned.        
8. No responsibility can be accepted for entries that are lost, delayed or damaged in the post.
9. Saga Group Limited and IPC Media reserves the right to publish the winners’ stories, photographs, names and counties in post-event publicity.
10.  Saga Group Limited reserves the right to alter the prizes, and provide prizes of an equivalent value.
11. The first prize holiday must be taken within 12 months of notification and booking dates are subject to availability
12. The winners will be selected by an independent judging panel and the judge’s decision is final and no correspondence will be entered into.
13.  The winners will be notified by way of official letter from IPC Media. 
14.  Proof of posting is not proof of receipt.  
15.  Entry to the competition is deemed acceptance of the rules.
16. There is no cash alternative
17. In consideration of the opportunity to enter into this competition, you agree to grant to IPC Media a non-exclusive licence (with a right to sub licence) to print, publish and distribute your entry to this competition and your name, photograph and county in Practical Boat Owner and any other printed matter (including but not limited to journals, books and calendars) any in any other media not known or later invented.